Kevin Hodge is a dedicated consumer advocate with extensive experience in the consumer reporting ecosystem. He helps consumers understand, correct, and protect their consumer reports, ensuring that personal information is handled responsibly and transparently.

Kevin educates on the proper use of consumer reporting agencies, offering guidance on privacy, consent, and compliance. His work emphasizes that notice of intent to request or obtain consumer credit reporting is required prior to access, that consumers must be made aware of the risks, harms, and consequences of the use of the personal information, and that valid execution of electronic applications requires appropriate safeguards, including secure electronic signature technology or digital signature certificates, to ensure authenticity, integrity, and reliability.

Signature Results:
Kevin has successfully led multiple policy, practice, and compliance improvements across the consumer reporting and financial services industry. His work has resulted in enhanced transparency in consumer interfaces, stronger access request procedures, elimination of fees for personal information access, and strengthened requirements for organizations to retain and provide meaningful records of consent.

These efforts have driven revisions at major organizations including Equifax, TransUnion, Capital One, Mogo Finance Technology Inc., Neo Financial, Koodo Mobile, Home Trust, and Easy Financial. The outcomes improved consumer awareness of risk, harm, and consequences tied to the use of personal information, reinforced accountability in consent practices, and ensured individuals receive clearer, timely, and more actionable disclosures when their personal data is collected, used, or disclosed.

Kevin also contributes thought leadership through analyses, insights, and practical guidance aimed at improving transparency, accountability, and fairness in the consumer reporting industry. He is committed to empowering consumers with the knowledge needed to take control of their credit and reporting rights while advancing a more ethical and reliable consumer reporting ecosystem.